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Your business has a next step. We fund it.

Collateral-free PMMY loans from ₹50,000 to ₹10 Lakhs+. We guide you through eligibility, paperwork and partner-bank approval, start to finish.

No collateralSimple documents7–14 day processing
12 Lakh+Entrepreneurs funded
₹10 L+Top-tier funding
7–14Days to process
Pan-IndiaPartner bank network

Pick the tier that matches where you are.

Four PMMY categories, from your first stock purchase to a full expansion.

Know where you stand before you apply.

Most applications are decided by a short set of checks. Tick what applies to you, and keep three documents scanned and ready before you begin.

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Tick what you already have

Your progress stays on this page only.

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Eligibility

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Documents to keep ready

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See your monthly EMI before you apply.

Move the sliders. The estimate updates instantly.

Monthly EMI
PrincipalInterest
Principal
Total interest
Total payable
Estimate only. Actual rate and terms are set by the partner bank.

From enquiry to disbursal in four steps.

Check eligibility

Tell us about your business and the amount you need.

Submit documents

ID, address and business proof. We tell you exactly what is needed.

Bank review

We file with the right partner bank and follow up for you.

Receive funds

Approved loans are disbursed straight to your account.

Questions we hear often.

Do I need collateral or a guarantor?

No. PMMY loans up to ₹10 Lakh are collateral-free at every tier.

How long does processing take?

Most applications are processed in 7–14 days, once your documents are complete. The final decision rests with the partner bank.

Which tier should I choose?

Choose by loan size: Shishu up to ₹50,000, Kishor up to ₹5 Lakh, Tarun up to ₹10 Lakh. Tarun Plus is for repeat borrowers with a good repayment record.

What does your service cost?

Please confirm our service terms with our team before you apply. Details are in our Terms & Conditions.

Apply now

Start your application

Share your details below and a member of our team will call you within 24 hours to confirm your tier and next steps.

Quick responseContact within 24 hours
Secure and confidentialYour data is never shared beyond your partner bank
No hidden feesEvery cost is disclosed before you sign

🔒 Your information is handled securely.

Mudra loan benefits: empowering small businesses
No collateralAt every tier, up to ₹10 Lakh
Minimal paperworkWe tell you exactly what to submit
Guided to disbursalWe follow up with the partner bank
Get in touch

We're available across India

Service areaPan-India, through our partner bank network
Webwww.mudrafinance.in