Your business has a next step. We fund it.
Collateral-free PMMY loans from ₹50,000 to ₹10 Lakhs+. We guide you through eligibility, paperwork and partner-bank approval, start to finish.
Pick the tier that matches where you are.
Four PMMY categories, from your first stock purchase to a full expansion.
Know where you stand before you apply.
Most applications are decided by a short set of checks. Tick what applies to you, and keep three documents scanned and ready before you begin.
Eligibility
0 of 4Documents to keep ready
0 of 3See your monthly EMI before you apply.
Move the sliders. The estimate updates instantly.
From enquiry to disbursal in four steps.
Check eligibility
Tell us about your business and the amount you need.
Submit documents
ID, address and business proof. We tell you exactly what is needed.
Bank review
We file with the right partner bank and follow up for you.
Receive funds
Approved loans are disbursed straight to your account.
Questions we hear often.
Do I need collateral or a guarantor?
No. PMMY loans up to ₹10 Lakh are collateral-free at every tier.
How long does processing take?
Most applications are processed in 7–14 days, once your documents are complete. The final decision rests with the partner bank.
Which tier should I choose?
Choose by loan size: Shishu up to ₹50,000, Kishor up to ₹5 Lakh, Tarun up to ₹10 Lakh. Tarun Plus is for repeat borrowers with a good repayment record.
What does your service cost?
Please confirm our service terms with our team before you apply. Details are in our Terms & Conditions.
Start your application
Share your details below and a member of our team will call you within 24 hours to confirm your tier and next steps.